I have to admit that when I read some personal finance or FIRE blogs, I am always a little skeptical about how many details are either missing or exaggerated. I know there are several honest bloggers out there being completely open about their finances and how they got there, but I think there are just as many if not more that are trying to sell a story (and I mean that literally). That of course is not the purpose of this blog, and it is also why you don’t see advertising or sponsored content on our website. We are just trying to tell our story by writing about it from our perspective. While the openness is a little bit scary, we are trying to be honest about what it is like for two women, raising two kids while trying to reach financial independence.
I was recently inspired by reading Tanja Hester’s transparency policy on her website Our Next Life, and I am working on writing content that provides the same level of transparency on this blog with a little bit different context since we are actually publishing our numbers. The first part of this was to provide some background context on our path so far showing my personal path from a job and income perspective with as much detail as I can recreate from my memory, and my social security earnings statement. I will be the first to admit that while we certainly have experienced some challenges that are unique to us, our situation, and lifestyle, it would be disingenuous to not acknowledge that we have also had our share of luck, and in some cases privileges that are not available to everyone. It is our promise that in every way that we can, we will be open and acknowledge privilege where it exists, and recognize that luck and timing can play a large role in individual circumstances. At the same time we will not shy away from discussing issues that are personal and unique to our circumstances that at times create barriers along our path to financial independence. We are especially sensitive to and identify with others who may be in the LGBTQ+ community and the challenges that may arise because of who they are or who they love. Essentially we want to add our voice to the FIRE community, one that is open, honest, and transparent. In the end I hope we are able to write things that inspire action for others thinking about or already on the path to financial independence, and that the concepts and experiences we discuss can be applied to your personal goals and value system. The path we are taking, what we call our financial independence project, is not for everyone, but we hope the potential outcome resonates with many of you and inspires thinking about money and finances a little bit differently.